Appraisal Services- Commercial/Residential




  • Review your existing claim submission and determine the value & extent of your dispute.​


  • Prepare and present to the appraisal panel a comprehensive claims presentation addressing the defenses injected by the insurance company.


  • Negotiate with the appraisal panel to maximize your recovery.




During the claims adjusting process a dispute between the insurance company and the insured may arise over the value of the loss or extent of damages. The claim is then at an impasse.  As the policyholder, you may feel that the insurance company’s offer is your only option.


However, under your insurance policy, and state law, you have the right to demand or invoke the appraisal clause when an agreement as to the value of your claim cannot be reached.


Appraisal is similar to binding arbitration and is used in adjusting insurance claims to resolve the complicated differences in your claim of the value of the loss and that which  the insurance company seeks to impose upon you.  


An appraisal panel is formed to review the claim submissions and damages. You will select an appraiser to advocate your claim and the insurance company then picks an appraiser to advocate its defenses.  The two appraisers must agree to who will be the Umpire, or a Judge from the court will select an impartial Umpire. A decision of any two of the three becomes the award.  During the appraisal process industry experts are used to resolve the disputes.  This takes the decision out of the hands of the Insurance Company’s adjusters and even the Judge or jury, which is not familiar with insurance claims.


Appraisal resolves the claim quicker than the lengthy process of litigation and at a significantly lower cost to the insured.






Please contact National Claims Service to review your claim.  We will provide the expertise your company deserves to maximize the amount paid on your claim. 

© 2019 by NCS Michigan.